Roof Damage Assessment

In most cases, homeowner’s insurance will cover you in the event that your roof is damaged by an insured peril, such as a storm. Before filing your insurance claim, you will need to hire a professional roofing specialist to give you a recommendation on the necessary repairs.

Filing an insurance claim can be frustrating if you’re not familiar with the process. This is why at Storm Guard, we will walk you through the entire process, start to finish. We will also work with your insurance adjuster to cover the restoration costs.

• Before you file a claim, check your policy to see what kinds of roof damage are covered. Some companies have separate wind and hail damage plans. Lack of maintenance is never covered by insurance companies - be sure to conduct regular maintenance so that you get the highest reimbursement you can. Also note that cosmetic damage from hail to a metal roof may not be covered.
• The next step is to assess the damage to your home. It’s important to know the scope of the damage before you start your claim. Your Storm Guard roofing specialist will do a thorough roof damage assessment, making sure that everything in need of repair is identified.
• Finally, be sure to keep records of all your correspondence and the damage. Take photos and note who said what and when. Claims can quickly get complicated and it helps to have evidence of what has already happened. Don’t delay in filing a claim - the longer a roof sits with damage, the more that can go wrong.